Work in Progress…

Updating The XBroker theme to a more extensible, scalable and feature rich site.  One should update their property more than every 3 years.
Things may look funny here for a few days…or more.

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Get Well Joe…

This post is hard to write.
I’ve had the honor of knowing Joe Ferrara for a number of years, I ‘met’ him in typical Joe-Fashion…he came to my defense in the comments of some blog post I wrote that was the talk of another blog post or some such.  The details aren’t important, his actions were.
For [...]

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How to Short The US Housing Market and Throw an Economy Into a Recession

I’ve been writing a bit over at Housingwatch about the recent news surrounding reasons behind housing market crash, viewed through the 20/20 lenses we all posses.  The good folks at AOL like to keep posts around 500 words to keep things tight and to the point.  So, I’ll bring some of the words I couldn’t [...]

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Is The Real Estate Industry Really Ready To Raise The Bar?

Pull the veil back around performance related metrics relative to market baselines for practicing real estate agents. Establish a Bar, establish accountability, demand greater transparency and Raise The Bar along the way.

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Mortgage and Housing Volatility Far From Over

The Fed will stop buying mortgages beginning at end of March 2010.
Uh-oh.  This is kind of a big deal.
Lets reflect back for a minute…
Back in September 2008 the bottom fell out of the mortgage and housing industry, the pillar of our economy at the time, as the MBS market was more or less exposed as [...]

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Flag Posts
Mortgage 2.X

3 Questions to Ask Any Mortgage Professional

Digital Rolodex and Database Marketing

'Pointed' The Wrong Way

Fixed Fees for a Broken Business

How To Speculate on The Future of Mortgage Rates

Short Selling The Market

Pre-Payment Penalty Ponderings

Swindlers List

Mortgage Rate Pricing, The Disturbing Truth

Effect Of Transparency on The Mortgage and Real Estate Industries

Yield Spread Premiums. Definition, Disclosure and Depth

Yield Spread Premiums. Capital Hill Testimony

Crooked Mortgage Broker Tells All

Consumer Beware of Mortgage Salesmanship

The Traditional Real Estate Commission Model. A Critical Assessment

Critical Assessment of The Traditional Real Estate Commission Model II

Mortgage Pin Nears Housing Bubble

Its Not Just Sub-Prime...

The Need for Transparent Mortgage Rate Search

APR. The Annual Percentage Runaround

Traditional Real Estate Commission Structure, The $30,000,000,000 Problem.

Darwidgetry

How To Run A Mortgage Business Going Forward

The Ubiquitous, Perpetual Mortgage Solution Circle Jerk

How To Use The Proper Corporation To Minimize Your Tax Liability As a Real Estate Professional

Backslapping Mortgage Bailout, Fannie and Freddie Get a $200B Blank Check

The Economic Realities of Transparency for The Mortgage Brood

5 Tips For The Brave Soul Considering Real Estate Sales As a Career

What’s My Mortgage Rate And How Much Is It Going To Cost Me?

Risk Based Pricing. How Mortgage Rates are Determined

Risk Based Pricing. How Mortgage Rates are Determined- Property Type and Property Use

Risk Based Pricing How Mortgage Rates are Determined- Credit Scores and History

Risk Based Pricing How Mortgage Rates are Determined- Loan Amount and Loan to Value

Mortgage Industry Shock and Awe

Political Fear and Loathing on Wall Street

Pending Death and Future Living. Transparency, Technology, Social Media, Business Strategy, With Some Economics Sprinkled On Top

Contrived Attrition? Washingtons Play in The Fall and Rise of Wall Street

Survey Says...Realtors Suck!

Defining a Brand Through Business Strategyt

Drug Cartels, Cancerous Growth and The F*cked Mortgage Industry