Finding a few needle in the haystack of “ethical mortgage brokers” is a joke – who cares! It's like saying that you decided to be an ethical thief.

Your industry is being crushed as a result of MASSIVE deception and illegal practices, and the FBI is about to take down more people in your sector than in the prohibition days. Unfortunately you've chosen a profession that is dominated by crooks, regardless of your individual practices.

As for Jeff, he's smart. If I were him I would go back on tv and bury as many mortgage brokers as possible, ride the wave while consumers have pitch forks in their hands, and cash out with RateSpeed and laugh all the way to the bank.

If appeasing people like you means Jeff keeping friends, I'd rather make more enemies and get rich.

Sorry, capitalism rules and your sector has created amazing economic opportunity for anyone who wants to go after the majority of your unethical segment, even if people like you must be sacrificed. Start you own blog and talk about how you're going to change the world instead of complain about the people in it.

I don't have a book to sell..? and I never 'screwed' anyone. The spot was set-up to identify poor practices and educate consumers on how to avoid them. The final product came across as if I actually engaged in such practices, unfortunate for me, but I knew what I was potentially getting into.

The only 'less than genuine' practice I engaged in (early in my career) was quoting the lowest interest rate on my rate sheet to consumers who repeatedly demanded to know what my lowest rate was. As I learned the industry, I steadfastly refused to quote a rate until I received required information to do so with far greater accuracy.
In the end, I educated my clients 10 fold better than most mortgage professionals. I'm sure you could explain 50 different 'sneaky' practices employed by mortgage professionals, yet this doesn't mean you practiced them as well.

As far as the company I keep, I've personally met Daniel Martin and he understands the state of this industry as well as anyone. The latter part of my post talks of unique branding and marketing…Daniel is part of this new breed, not widely accepted by incumbents…yet I suspect this is just fine with him. Daniel consciously chooses this unique angle to brand and market himself…differentiating himself from the crowd.
Like it or not, Daniel will identify with large groups of consumers who are tired of the traditionalist mortgage professional.

The mortgage industry is forever changing, the professional who rides this wave of change will maintain and thrive, those who attempt to hold on to antiquated practices will get swallowed whole and spit out to a different industry, IMHO of course…

Those of us who came into this industry with our ethics intact and kept them there (and there are many, many of us) are suffering for the rest of the you…not to mention all of the people out there who looked to you people for guidance and got nothing but crap.

Every penny you make from your book should go to the people you screwed.

Keep hanging out with people like Daniel Martin – how in the world could anyone think this is an appropriate or even remotely humorous comment is beyond me. We are fighting for our very livelihoods here to be treated as legitimate professionals and you have admirers who are even joking about such sophomoric antics?

The company you keep is a reflection on yourself.