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	<title>Comments on: Risk Based Pricing.  How Mortgage Rates are Determined</title>
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	<link>http://thexbroker.com/2008/07/02/risk-based-pricing-how-mortgage-rates-are-determined/</link>
	<description>Radical Transparency for The Real Estate and Mortgage Industrys</description>
	<pubDate>Thu, 20 Nov 2008 20:35:19 +0000</pubDate>
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		<title>By: toronto condos</title>
		<link>http://thexbroker.com/2008/07/02/risk-based-pricing-how-mortgage-rates-are-determined/#comment-4287</link>
		<dc:creator>toronto condos</dc:creator>
		<pubDate>Thu, 20 Nov 2008 14:16:19 +0000</pubDate>
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		<description>Cash-out refinances are deemed to have a higher risk factor than either rate/term refinances or purchases due to the resulting increase in loan amount relative to the value of the property, thus risk-based pricing typically mandates a pricing increase (higher interest rate) for this loan purpose</description>
		<content:encoded><![CDATA[<p>Cash-out refinances are deemed to have a higher risk factor than either rate/term refinances or purchases due to the resulting increase in loan amount relative to the value of the property, thus risk-based pricing typically mandates a pricing increase (higher interest rate) for this loan purpose</p>
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		<title>By: Raise Your FICO Credit Score &#124; AmyBSells Team - Cincinnati Real Estate Blog</title>
		<link>http://thexbroker.com/2008/07/02/risk-based-pricing-how-mortgage-rates-are-determined/#comment-3701</link>
		<dc:creator>Raise Your FICO Credit Score &#124; AmyBSells Team - Cincinnati Real Estate Blog</dc:creator>
		<pubDate>Thu, 10 Jul 2008 18:19:34 +0000</pubDate>
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		<description>[...] has always been extremely important in the mortgage industry, but with the recent, Risk Based Pricing Changes, it is even more important to get the best rate, let alone qualify, for the [...]</description>
		<content:encoded><![CDATA[<p>[...] has always been extremely important in the mortgage industry, but with the recent, Risk Based Pricing Changes, it is even more important to get the best rate, let alone qualify, for the [...]</p>
]]></content:encoded>
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		<title>By: Transparent Wholesale vs Retail Lender Mortgage Rates and Pricing &#124; RateSpeed</title>
		<link>http://thexbroker.com/2008/07/02/risk-based-pricing-how-mortgage-rates-are-determined/#comment-3676</link>
		<dc:creator>Transparent Wholesale vs Retail Lender Mortgage Rates and Pricing &#124; RateSpeed</dc:creator>
		<pubDate>Mon, 07 Jul 2008 16:54:12 +0000</pubDate>
		<guid isPermaLink="false">http://thexbroker.com/2008/07/02/risk-based-pricing-how-mortgage-rates-are-determined/#comment-3676</guid>
		<description>[...] fact that Amerisave assumes very broad score ranges between 661 and 749 leaves alot of tiered Risk Based Pricing (RBP) thresholds out of being considered in the rates they display.  That&#8217;s a polite way of [...]</description>
		<content:encoded><![CDATA[<p>[...] fact that Amerisave assumes very broad score ranges between 661 and 749 leaves alot of tiered Risk Based Pricing (RBP) thresholds out of being considered in the rates they display.  That&#8217;s a polite way of [...]</p>
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		<title>By: Want to learn more about risk based pricing? &#124; Mortgage Industry Blog</title>
		<link>http://thexbroker.com/2008/07/02/risk-based-pricing-how-mortgage-rates-are-determined/#comment-3646</link>
		<dc:creator>Want to learn more about risk based pricing? &#124; Mortgage Industry Blog</dc:creator>
		<pubDate>Thu, 03 Jul 2008 03:45:47 +0000</pubDate>
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		<description>[...] Just ask the XBroker. [...]</description>
		<content:encoded><![CDATA[<p>[...] Just ask the XBroker. [...]</p>
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