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	<title>Comments on: What is Mortgage Fraud?</title>
	<atom:link href="http://thexbroker.com/2006/10/25/swindlers-list/feed/" rel="self" type="application/rss+xml" />
	<link>http://thexbroker.com/2006/10/25/swindlers-list/</link>
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		<title>By: StevenTaylor</title>
		<link>http://thexbroker.com/2006/10/25/swindlers-list/comment-page-1/#comment-5378</link>
		<dc:creator>StevenTaylor</dc:creator>
		<pubDate>Tue, 10 Aug 2010 11:11:57 +0000</pubDate>
		<guid isPermaLink="false">http://xbroker.realestatetomato.net/2006/10/25/swindlers-list/#comment-5378</guid>
		<description>&#039;m amazed of what I have just read. The law is very weird and not even a civil procedure could have saved the fraud victim here. That is why we need to create better laws that cover such problems. If it were me creating the law, I would sentence such a criminal to death. That would teach them to play with someone&#039;s home and of course someone&#039;s implicit future. &lt;br&gt;__________________________________________&lt;br&gt;&lt;a href=&quot;http://www.online-creditcardprocessing.com/&quot; rel=follow rel=&quot;nofollow&quot;&gt;payment processing&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>&#39;m amazed of what I have just read. The law is very weird and not even a civil procedure could have saved the fraud victim here. That is why we need to create better laws that cover such problems. If it were me creating the law, I would sentence such a criminal to death. That would teach them to play with someone&#39;s home and of course someone&#39;s implicit future. <br />__________________________________________<br /><a href="http://www.online-creditcardprocessing.com/" rel=follow rel="nofollow">payment processing</a></p>
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		<title>By: Ratespeed &#124; Bronte Media</title>
		<link>http://thexbroker.com/2006/10/25/swindlers-list/comment-page-1/#comment-3515</link>
		<dc:creator>Ratespeed &#124; Bronte Media</dc:creator>
		<pubDate>Tue, 17 Jun 2008 14:31:59 +0000</pubDate>
		<guid isPermaLink="false">http://xbroker.realestatetomato.net/2006/10/25/swindlers-list/#comment-3515</guid>
		<description>[...] about the transparent disclosure of the YSP and mortgage broker compensation. A powerful post that captured my attention was this one, back in 2006. He has also been just as dedicated to giving consumers unfetted access to wholesale [...]</description>
		<content:encoded><![CDATA[<p>[...] about the transparent disclosure of the YSP and mortgage broker compensation. A powerful post that captured my attention was this one, back in 2006. He has also been just as dedicated to giving consumers unfetted access to wholesale [...]</p>
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		<title>By: For Your Consideration &#187; Blog Archive &#187; What&#8217;s $69,016.61 between &#8220;friends&#8221;?</title>
		<link>http://thexbroker.com/2006/10/25/swindlers-list/comment-page-1/#comment-86</link>
		<dc:creator>For Your Consideration &#187; Blog Archive &#187; What&#8217;s $69,016.61 between &#8220;friends&#8221;?</dc:creator>
		<pubDate>Fri, 01 Feb 2008 23:46:53 +0000</pubDate>
		<guid isPermaLink="false">http://xbroker.realestatetomato.net/2006/10/25/swindlers-list/#comment-86</guid>
		<description>[...] Think this post is over the top?  Check out this link. [...]</description>
		<content:encoded><![CDATA[<p>[...] Think this post is over the top?  Check out this link. [...]</p>
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		<title>By: The XBroker</title>
		<link>http://thexbroker.com/2006/10/25/swindlers-list/comment-page-1/#comment-96</link>
		<dc:creator>The XBroker</dc:creator>
		<pubDate>Wed, 19 Dec 2007 06:32:46 +0000</pubDate>
		<guid isPermaLink="false">http://xbroker.realestatetomato.net/2006/10/25/swindlers-list/#comment-96</guid>
		<description>Not sure Barry...write a post and link to it...that&#039;ll help move it back up :))</description>
		<content:encoded><![CDATA[<p>Not sure Barry&#8230;write a post and link to it&#8230;that&#8217;ll help move it back up <img src='http://thexbroker.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> )</p>
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		<title>By: Barry Levison</title>
		<link>http://thexbroker.com/2006/10/25/swindlers-list/comment-page-1/#comment-97</link>
		<dc:creator>Barry Levison</dc:creator>
		<pubDate>Tue, 18 Dec 2007 00:15:59 +0000</pubDate>
		<guid isPermaLink="false">http://xbroker.realestatetomato.net/2006/10/25/swindlers-list/#comment-97</guid>
		<description>Why did this move so far down on the Google search roster.</description>
		<content:encoded><![CDATA[<p>Why did this move so far down on the Google search roster.</p>
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		<title>By: Barry Levison</title>
		<link>http://thexbroker.com/2006/10/25/swindlers-list/comment-page-1/#comment-94</link>
		<dc:creator>Barry Levison</dc:creator>
		<pubDate>Fri, 07 Dec 2007 16:41:13 +0000</pubDate>
		<guid isPermaLink="false">http://xbroker.realestatetomato.net/2006/10/25/swindlers-list/#comment-94</guid>
		<description>Can&#039;t anyone cut this guy a little slack?  He&#039;s probably got a family to take care of and was just doing his job.  Fleecing the innnocent consumer.</description>
		<content:encoded><![CDATA[<p>Can&#8217;t anyone cut this guy a little slack?  He&#8217;s probably got a family to take care of and was just doing his job.  Fleecing the innnocent consumer.</p>
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		<title>By: The XBroker</title>
		<link>http://thexbroker.com/2006/10/25/swindlers-list/comment-page-1/#comment-83</link>
		<dc:creator>The XBroker</dc:creator>
		<pubDate>Thu, 18 Jan 2007 00:49:29 +0000</pubDate>
		<guid isPermaLink="false">http://xbroker.realestatetomato.net/2006/10/25/swindlers-list/#comment-83</guid>
		<description>Thx Brian :)</description>
		<content:encoded><![CDATA[<p>Thx Brian <img src='http://thexbroker.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Brian Diez</title>
		<link>http://thexbroker.com/2006/10/25/swindlers-list/comment-page-1/#comment-82</link>
		<dc:creator>Brian Diez</dc:creator>
		<pubDate>Thu, 18 Jan 2007 00:44:21 +0000</pubDate>
		<guid isPermaLink="false">http://xbroker.realestatetomato.net/2006/10/25/swindlers-list/#comment-82</guid>
		<description>And here I thought I was all alone in the world.  Excellent site, brother.  Even I could learn something here, although I&#039;m not a fan of flat fees.  Charge what you charge.  The laws are designed to protect the consumer.  Obey the laws.  Just be upfront and honest.  Keep the client&#039;s best interest in mind, not the brokers. But I respect your message and your effort.</description>
		<content:encoded><![CDATA[<p>And here I thought I was all alone in the world.  Excellent site, brother.  Even I could learn something here, although I&#8217;m not a fan of flat fees.  Charge what you charge.  The laws are designed to protect the consumer.  Obey the laws.  Just be upfront and honest.  Keep the client&#8217;s best interest in mind, not the brokers. But I respect your message and your effort.</p>
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		<title>By: Brian Brady</title>
		<link>http://thexbroker.com/2006/10/25/swindlers-list/comment-page-1/#comment-81</link>
		<dc:creator>Brian Brady</dc:creator>
		<pubDate>Sat, 16 Dec 2006 04:31:04 +0000</pubDate>
		<guid isPermaLink="false">http://xbroker.realestatetomato.net/2006/10/25/swindlers-list/#comment-81</guid>
		<description>Jeff-

I offer a few comments:

1- I don&#039;t think the issue of the amount  Mr. Daniels made is as important as the way he deceptfully made it.

2- A loan of that size does take some &quot;extra&quot; work and will have &quot;extra&quot; compensation (above the average fee in California).

3- Mr. Daniels needs a tremendous re-education about the TILA and the required disclosures.  The handwritten GFE, while awfully rare in today&#039;s world, is not illegal.  An intentionally vague, handwritten GFE (as this one appears to be) is a direct violation of the TILA.

Often, originators &quot;screw up&quot; and bury their head in the sand.  Mr. Daniels should have recognized his mistake early, addressed it with the borrower, and properly disclosed his five-figure fee.

 Now, if he did that...we wouldn&#039;t have any fun here, would we?</description>
		<content:encoded><![CDATA[<p>Jeff-</p>
<p>I offer a few comments:</p>
<p>1- I don&#8217;t think the issue of the amount  Mr. Daniels made is as important as the way he deceptfully made it.</p>
<p>2- A loan of that size does take some &#8220;extra&#8221; work and will have &#8220;extra&#8221; compensation (above the average fee in California).</p>
<p>3- Mr. Daniels needs a tremendous re-education about the TILA and the required disclosures.  The handwritten GFE, while awfully rare in today&#8217;s world, is not illegal.  An intentionally vague, handwritten GFE (as this one appears to be) is a direct violation of the TILA.</p>
<p>Often, originators &#8220;screw up&#8221; and bury their head in the sand.  Mr. Daniels should have recognized his mistake early, addressed it with the borrower, and properly disclosed his five-figure fee.</p>
<p> Now, if he did that&#8230;we wouldn&#8217;t have any fun here, would we?</p>
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		<title>By: The XBroker</title>
		<link>http://thexbroker.com/2006/10/25/swindlers-list/comment-page-1/#comment-80</link>
		<dc:creator>The XBroker</dc:creator>
		<pubDate>Mon, 11 Dec 2006 22:10:41 +0000</pubDate>
		<guid isPermaLink="false">http://xbroker.realestatetomato.net/2006/10/25/swindlers-list/#comment-80</guid>
		<description>interesting:
jeff.corbett@gmail.com</description>
		<content:encoded><![CDATA[<p>interesting:<br />
<a href="mailto:jeff.corbett@gmail.com">jeff.corbett@gmail.com</a></p>
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